What does it cover me for?
Generally, gap cover covers shortfalls that occur when you are hospitalised, such as the shortfall on a surgeon’s fee or
What is excluded from cover?
In general, the main treatments that gap cover does not cover are routine day-to-day care, specialised dentistry, claims when you
Who can I cover on my Policy?
Your spouse and/or children are eligible for cover under your policy and you must all be covered under the same
What Waiting Periods Apply?
If you do not currently have gap cover with another provider, a 3-month general and 12-month condition specific waiting period
Can I transfer my existing gap cover to Cinagi?
Yes – on the application form we ask if you have existing cover and the details thereof. We will then
